Want to buy a new cellphone but haven't got paid? Want to pay in installments but it's complicated? Just use the online cellphone credit application without a down payment and without the following trusted survey.
Want to buy a new cellphone but budget still not enough to buy it cash? Or want to submit HP credit online but without DP and survey?
Since sector fintech is growing rapidly in the country, now people have many payment solutions, including one of them is online cellphone credit, gangs.
This online HP credit process is even made easier with the purchase feature without a down payment or survey which is certainly very tempting.
So, so you don't make the wrong choice, here Jaka has some recommendations HP online credit application without DP and survey Trusted. Let's see more!
Online HP Credit Application Without DP & Trusted Survey
Not only online loan applications, there are currently many online HP credit applications that are quite practical and simple because you don't have to pay a down payment or go through the survey stage, gang.
Even so, but you still have to be careful and thorough when choosing it so as not to be disappointed by feeling trapped.
Therefore, here are some online HP credit applications without a trusted survey without a down payment that you can try. These applications are also registered with the OJK, you know!
1. Kredivo (the best online HP Credit Application without DP)
Photo source: Google Play (Kredivo is an online HP credit application without a survey without a down payment).
Maybe many of you are already familiar with this online cellphone credit application, right, gang?
Yes, Kredivo is an application that allows you to do mobile phone credit online without a down payment and survey so it's faster and more practical.
The Kredivo registration process is also very easy because it only requires an ID card.
You can also pay off credit in installments for 3, 6, or even 12 months (3.95% interest). Meanwhile, if you take 30 days of repayment, 0% interest will be charged.
Even better, Kredivo is also available at many online shopping application merchants such as Tokopedia, Bukalapak, and many others.
| Details | Kredivo |
|---|---|
| Developer | PT FinAccel Digital Indonesia |
| Minimal OS | Varies by device |
| Size | 15MB |
| Download | 5.000.000+ |
| Rating | 4.4/5 (Google Play) |
Download the Kredivo application via the link below:
Apps Finance PT FinAccel Digital Indonesia DOWNLOAD 2. Akulaku
Do you want a cellphone credit, the only requirement is an ID card? If so, you can choose an online HP credit application, Akulaku.
You see, this application offers an online HP credit facility without a down-payment survey which is easy, practical, and the process is very fast.
The tenor given also varies from 3 to 12 months with low interest.
So, for those of you who want an OPPO HP credit without a down payment or other HP brands, maybe Akulaku can be one of the solutions.
In addition, you also don't need to worry because Akulaku has been registered and supervised by the OJK, gang.
| Details | Akulaku |
|---|---|
| Developer | Akulaku |
| Minimal OS | 4.1 and up |
| Size | 30MB |
| Download | 10.000.000+ |
| Rating | 4.1/5 (Google Play) |
Download the Akulaku application via the link below:
Akulaku Finance Apps DOWNLOAD 3. My Home Credit Indonesia
Photo source: Google Play (Home Credit can be an option for those of you who want a cellphone credit, the condition is that an ID card is sufficient).
Next there is a credit application WL without a credit card which is quite popular, namely My Home Credit Indonesia.
Through this application, you can apply for a cellphone credit online by attaching a document such as an ID card as one of the requirements, gang.
However, somewhat different from the previous two applications, in My Home Credit Indonesia you have to pay a down payment first when the credit application process is approved.
Meanwhile, the tenor options provided are from 6, 9, 12, 15, to 18 months with interest ranging from 0% to 3.99%.
| Details | My Home Credit Indonesia |
|---|---|
| Developer | Home Credit Indonesia |
| Minimal OS | 4.0 and up |
| Size | 19MB |
| Download | 5.000.000+ |
| Rating | 4.0/5 (Google Play) |
Download the My Home Credit Indonesia application via the link below:
Apps Finance Home Credit Indonesia DOWNLOAD 4. Indodana
An online loan application and installments without a credit card, Indodana maybe it can be another alternative for those of you who want online cellphone credit without a down payment, gang.
This application allows you to make smartphone loans from various well-known HP brands in Indonesia with official guarantees.
The limit given is quite large, which is up to Rp. 8 million and the installment tenor is up to 6 months. Enough to buy your dream 6GB RAM HP.
Meanwhile, the submission process itself is quite easy because you only need important documents such as an ID card and an internet banking/BPJS account.
You don't have to worry about security, because the Indodana application has been registered and supervised by the OJK.
| Details | Indodana |
|---|---|
| Developer | PT Artha Dana Teknologi (Indodana) |
| Minimal OS | 4.3 and up |
| Size | 15MB |
| Download | 1.000.000+ |
| Rating | 4.0/5 (Google Play) |
Download the Indodana application via the link below:
Apps Utilities DOWNLOAD 5. BRI Cheers
Finally, there is an online HP credit application BRI Cheers provided by state-owned bank BRI.
Through this application, you can apply for credit digitally or online, starting from the registration process, verification, credit scoring, to digital signatures.
The requirements for registering an online HP credit application without a survey are also quite easy because you only need to attach an ID card, face photo, and personal data.
BRI Ceria itself offers loan limits ranging from Rp. 500,000 to Rp. 20,000,000 with a tenor of 1 to 12 months. While the prevailing interest rate is 1.42% flat per month.
The cool thing is, BRI Ceria is already available at various merchants such as Tokopedia, dinomarket, and others. HP credit online is so easy!
| Details | BRI Cheers |
|---|---|
| Developer | PT Bank Rakyat Indonesia (Persero) Tbk. |
| Minimal OS | 5.0 and up |
| Size | 17MB |
| Download | 100.000+ |
| Rating | 4.3/5 (Google Play) |
Download the BRI Ceria application via the link below:
>> BRI Cheers<<
Well, those were some online HP credit applications without a down payment and surveys that you can make choices, gang.
Not only that, all of the above applications have also been registered with the OJK so you don't have to worry about security.
Meanwhile, for those of you who want a cellphone credit without a down payment at Adira Finance, currently Adira does not provide facilities for applying for a credit without a down payment, gang.
You can also only apply for credit directly to the office, not online.
So, now you know which online cellphone credit application without a down payment you want to use? But, make sure you too able to pay installments every month, yes!
Also read articles about HP Credit or other interesting articles from Daniel Cahyadi.
