This safe and legal online loan application can be tried! Here are 10 recommendations for trusted online loan applications with low interest!
Have you ever, really, really wanted to buy something but didn't have the money? Saving can be a solution, but this is not instant and requires struggle, gang.
But if you have a credit card, you can buy the items you want on condition that you pay bills or installments before the due date.
Well, if you are impatient and don't have a credit card, you can try another way, namely by applying for a loan through an application.
For those of you who are still confused and worried about which application is trusted, I recommend Jaka online loan application with low interest that you can try.
List of Low Interest Online Loan Applications
Actually, you can get money from the fastest money-making application, it's just that this method is also not instant so many choose to use fast online loan applications.
To make it easier for you, in this article Jaka will recommend digital credit card and online money loan application, gang.
Indeed, what's the difference? You can use a digital credit card to shop without a credit card at cooperating e-commerce merchants.
While the OJK registered online loan application is intended for those of you who need extra cash quickly and safely. Just check it out, come on!
1. Kredivo
The first digital credit card that Jaka recommends is Kredivo. You can use this application to shop at the e-Commerce merchant you want.
How to register Kredivo very easy and fast because it can be done through this low interest loan application on cellphones. Kredivo also has a system with a security level equivalent to a bank.
You can choose the loan tenor you want, starting from 3 months, 6 months, and 12 months. The interest is also quite small, which is only 2.95%, gang.
The cool thing is, you don't have to pay a down payment for the item you want to buy. Installments will be directly adjusted to the length of the tenor and the size of the loan.
| Information | Kredivo |
|---|---|
| Loan Amount | IDR 1.5 million-Rp 30 million |
| tenor | 1 month - 12 months |
| Flower | 0% - 2.95% per month |
Download Kredivo via the following link:
Apps Finance PT FinAccel Digital Indonesia DOWNLOAD 2. Akulaku
The next personal online loan in the form of a digital credit card is Akulaku. Through this application, you can buy goods in installments at merchant who works with Akulaku.
How to apply for an online cellphone credit or other items at Akulaku is very easy. After you download and install the Akulaku application, you only have to upload a photo of your ID card and employee ID Card.
Once approved, you can shop at merchants such as blibli.com, Bukalapak, Tokopedia, and so on. In addition to paying in installments, you can also make online loans, you know.
To pay in installments without a credit card, you are required to pay a down payment of up to 15% first. This long-tenor low-interest online loan application has a limit of up to Rp. 20 million.
| Information | Akulaku |
|---|---|
| Loan Amount | Up to IDR 20,000,000 |
| tenor | 1 month - 15 months |
| Flower | 1% - 40% |
Download Akulaku via the following link:
Akulaku Finance Apps DOWNLOAD 3. Home Credit
For those of you who want to pay in installments without a credit card, you can also try using the small interest loan application Home Credit.
To apply for installments, you only need an ID card and one supporting document such as a family card, savings book, driver's license, and so on, you know!
After that, you can shop at merchants who work with Home Credit and get installments ranging from 10 months to 18 months.
| Information | Home Credit |
|---|---|
| Loan Amount | IDR 750 thousand-Rp 20 million |
| tenor | 10 months-18 months |
| Flower | starting from 0% per month |
Download Home Credit via the following link:
Apps Finance Home Credit Indonesia DOWNLOAD 4. JULO
If you were discussing digital credit cards, now there are online loan applications that are immediately liquidated without being complicated. The first recommendation is JULO which can provide loans of up to Rp. 15 million.
Simply by downloading the application to your cellphone, filling in your personal data, and waiting for a fast verification process, you can immediately get cash in less than 28 hours.
There are several requirements to make a loan through JULO. These include a minimum monthly income of IDR 2 million and an age range of 21-60 years.
| Information | JULO |
|---|---|
| Loan Amount | Rp500,000,- - Rp15,000,000,- |
| tenor | 3 months to 9 months |
| Flower | 4% - 7% per month |
Download JULO via the following link:
Apps Finance PT. Julo Financial Technology DOWNLOAD Other Online Loan Applications...
5. RupiahFast
RupiahFast is one of the lowest interest online loan applications that you can make an alternative. This application offers the speed and convenience of online credit application.
Without making an online credit card, you can get a loan with the requirements of being 22 years old and over, having a cellphone number, and a stable source of income. The only documents needed are ID cards, gang.
This best online loan application offers cash loans ranging from Rp. 400 thousand to Rp. 5 million which you can pay off in 3 months to 1 year.
| Information | RupiahFast |
|---|---|
| Loan Amount | IDR 400 thousand - IDR 5 million |
| tenor | Shortest 91 days, longest 1 year |
| Flower | 24% per year |
Download RupiahFast via the following link:
Apps Finance PT.KUFI DOWNLOAD 6. Fast Credit
This best low-interest online loan application is suitable for those of you who live outside the Greater Jakarta area. In addition, this application has daily interest.
Just by attaching the application form and uploading a photo of your document on the website Fast Credit, you can get the loan you need within 24 hours.
The requirements are at least 22 years old to 52 years old, work employee and entrepreneur, Indonesian citizen, and have a monthly income of IDR 3 million.
| Information | Fast Credit |
|---|---|
| Loan Amount | Maximum IDR 8 million |
| tenor | 95 days - 120 days |
| Flower | 0.8% per day |
Download Fast Credit via the following link:
Apps Finance Alfa Finance SIA DOWNLOAD 7. TunaiKita
The next online loan application registered by the OJK is: TunaiKita. This one online loan service is certainly safe because it is registered with the OJK, gang.
TunaiKita will provide an unsecured 24-hour online loan that provides a bailout. The loan will be immediately disbursed and transferred in a short time.
It's easy to register, too. Just fill in your personal data completely, then in less than 48 hours, you are officially registered in this service.
| Information | TunaiKita |
|---|---|
| Loan Amount | IDR 500,000,- up to IDR 10,000,000 |
| tenor | 91 days - 180 days |
| Flower | 6% - 10.5% per month |
Download TunaiKita via the following link:
Apps Productivity PT. Digital Cash We DOWNLOAD 8. Smart Credit
The next online loan application without a personal account is Smart Credit. With this application, you can easily choose the amount and tenor of the loan according to your needs.
The requirements for applying for an online money loan at Smart Credit are a minimum age of 18 years, a photo of your ID card and a selfie with your ID card. You also need to have an income.
After that, wait until the verification process is complete and your loan money will immediately be disbursed into the account. Very practical, right?
| Information | Smart Credit |
|---|---|
| Loan Amount | Maximum IDR 10,000,000 |
| tenor | 91 days - 360 days |
| Flower | Maximum 11% per year |
Download Smart Credit via the following link:
Apps Finance CREDIT PINTAR DOWNLOAD 9. MoneyFriends
The OJK 2020 online loan application that Jaka also recommends is: MoneyFriend. This application is a pioneer of online lending platforms in Indonesia, you know!
UangTeman offers loans with a flexible nominal according to the tenor or duration of the installments you choose, gang.
The conditions are also not difficult, really. If you are interested, the approval process will only take approx 15 minutes to 3 days. Very fast, right?
After the funds are disbursed, you can immediately buy your needs through the online buying and selling application, or buy them directly at the official store.
| Information | MoneyFriend |
|---|---|
| Loan Amount | Maximum IDR 6,000,000,- |
| tenor | 10 days - 30 days |
| Flower | 0.5% per day |
Download UangTeman via the following link:
Apps Finance PT. Digital Alpha Indonesia DOWNLOAD 10. Rupiah Funds
FundsRupiah is a legal online loan application with low interest that can give you a fast loan without the need to have a bank account.
In addition, DanaRupiah also offers unsecured online loans, gang. The speed of service is a quality that is highly favored by this service provider.
Just fill in your personal data completely, the loan funds that you apply for will immediately disburse in a matter of minutes. The flowers are small, you know.
| Information | FundsRupiah |
|---|---|
| Loan Amount | Maximum IDR 8,000,000,- |
| tenor | More than 91 days |
| Flower | 10.5% per year |
Download DanaRupiah via the following link:
Apps Productivity PT. Share Money Fast DOWNLOAD That's him 9 online loan applications with the lowest interest. Don't worry because the five applications are registered and supervised by the OJK!
Also read articles about Fintech or other interesting articles from Andini Anissa.
