Apps

12 best personal finance management apps in 2021

Financial management applications can help manage your finances so that they are not wasteful. Come on, check out the best financial management application here! (update 2021)

Do you often forget to spend your money on anything? It feels like, just getting paid, uh, the wallet suddenly runs out again. If so, you need financial management app.

The number of promos offered by shopping applications on line nor merchant at the mall often makes us tempted.

Even though you get a discount, if you shop in large quantities, of course it's still wasteful. In fact, the money you have can be saved for bigger needs.

In addition, now you can earn money easily and without capital through money-making applications.

So, so that the money you have earned does not run out quickly, you can use a financial management application. Its features are very useful for managing spending plans, you know.

Check it out!

1. AndroMoney (Expense Track)

Photo source: Play Store

The first application you can use is AndroMoney. This application is easy to use even for beginners.

The features possessed by AndroMoney are supporting multiple accounts in one application, storage cloud, comprehensive currency support, and much more.

If you are lazy, you can just see a summary of your expenses and income. Apart from Android phones, AndroMoney is also available on iOS and the web.

Excess:

  • Easy to use.
  • Multi-platform.
  • Chart financial statements are easy to understand and provide a wealth of information.

Deficiency:

  • Still have some bugs minor.
DetailsAndroMoney
DeveloperAndro
Minimal OSAndroid 4.1 and up
Size22MB
Download1.000.000+
Ratings (Google Play)4.7/5.0

Download AndroMoney app here:

2. Money Manager Expense & Budget

Photo source: Play Store

Money Manager Expense & Budget is another app that can help manage your personal finances. You just record your daily transactions and view the financial statements.

This application is suitable for accounting needs. You can even connect a debit card to your account, so all data will be automatically synced.

Don't worry, this application comes with a secure passcode. You can use this app for free, but a paid version is available to remove ads.

Excess:

  • It has a user-friendly interface and a simple look.
  • Complete financial features.

Deficiency:

  • The free version has ads.
DetailsMoney Manager Expense & Budget
DeveloperRealbyte Inc.
Minimal OSAndroid 4.1 and up
Size16MB
Download5.000.000+
Ratings (Google Play)4.4/5.0

Download Money Manager Expense & Budget app here:

3. Money Lover: Expense Manager & Budget Tracker

Photo source: via Play Store

Recording transactions is made easier thanks to Money Lover. This application can help you track your outgoing and incoming finances, so it will be clear that you are using your money for anything.

In addition, you can also make a budget plan, so that a warning will appear if the expenditure has passed a certain number limit.

Other features include Budget, Savings, and Events which function to manage monthly expenses for various needs, such as food, transportation, and entertainment.

Excess:

  • Its money tracking function is really good.
  • Perfect for budget planning.

Deficiency:

  • The use of the application is complex.
  • There is a problem with the synchronization feature.
DetailsMoney Lover
DeveloperFinsify
Minimal OSAndroid 5.0 and above
Size23MB
Download5.000.000+
Ratings (Google Play)4.6/5.0

Download Money Lover app here:

4. Money Manager

Photo source: via Play Store)

Managing finances may still be a difficult thing for some people. Therefore, the view that eye-catching, but simple to be one of the virtues in financial management applications.

You can find these advantages in monefy. The interface is simple and intuitive, making it a mainstay for many users.

Another reason why you should use Monefy is that it has a lot of detailed information from the list of notes, a wide selection of categories, and can sync data with all your devices.

Excess:

  • Easy to use, entering transactions only takes one click.
  • Various features.

Deficiency:

  • Has synchronization issues.
Detailsmonefy
DeveloperAimity AS
Minimal OSVaries by device
SizeVaries by device
Download5.000.000+
Ratings (Google Play)4.6/5.0

Download Monefy app here:

5. Wallet: Money, Budget, Finance & Expense Tracker

Photo source: Play Store

Want a complete financial application? Then you need to try the app Wallet released by BudgetBakers.com.

The fun thing is, tracking expenses can be done instantly real time because this application can be synchronized with your bank account.

Financial reports are presented in the form of attractive and easy-to-understand graphs. You can also create multiple accounts at once in one application.

Excess:

  • Flexible because it can use multiple accounts at once.
  • Ad-free.
  • Available in Indonesian.

Deficiency:

  • Still have bugs which can cause data to be lost.
DetailsWallet: Money, Budget, Finance & Expense Tracker
DeveloperBudgetBakers.com
Minimal OSAndroid 4.4 and above
Size29MB
Download1.000.000+
Ratings (Google Play)4.6/5.0

Download Wallet app here:

6. Mint: Budget, Bills, & Finance Tracker

Photo source: Play Store

For those of you who are used to using investment applications, then you will like Mint. The reason is, this application can record your investment portfolio.

In addition, you can record monthly bills, credit loans, and checking accounts. The available categorization is also complete, for example, expenses for eating can be included in the Food & Dining category.

Your finances can also be displayed in the form of graphs and charts that can make it easier to check your financial condition. How, interested in trying it?

Excess:

  • Suitable for users who have multiple bank accounts and credit cards.
  • Lots available tools.

Deficiency:

  • Not all devices are compatible with this application.
DetailsMint: Budget, Bills, & Finance Tracker
DeveloperIntuit Inc
Minimal OSAndroid 5.0 and above
Size60MB
Download10.000.000+
Ratings (Google Play)4.5/5.0

Download Mint app here:

7. Money Manager: Expense Tracker, Free Budgeting App

Photo source: Play Store

The next financial management application is Money Manager. Not only recording expenses, you can also view reports on credit or debit card usage.

Money Manager has a simple design and is easy to use. You only need a few seconds to record your financial transactions.

In addition, this application is equipped with a graph of expenses and income. No ads and feature limitations also make it one of the best.

Excess:

  • Available in Indonesian.
  • The size is small, under 5MB.

Deficiency:

  • Ability cloud saving data is less than the maximum.
DetailsMoney Manager
DeveloperMoney Manager, Expense Tracker, Currency Exchange
Minimal OSAndroid 4.1 and up
Size4.9MB
Download1.000.000+
Ratings (Google Play)4.5/5.0

Download Money Manager app here:

Other . . .

8. Daily Financial Records

Released by PT Beegroup Financial Indonesia, Daily Financial Records can provide convenience in recording your monthly financial statements.

In this application, there are several features that support convenience in managing finances, such as recording expenses, income, and calculating differences.

For those of you who need back up data, you can send financial reports from the Daily Financial Records application to MS Excel. Later, you can also convert Excel files into PDFs to make them easier to read.

Excess:

  • Available in Indonesian.
  • The interface is neat, simple and easy to use.

Deficiency:

  • Still have bugs which causes the app to close itself.
DetailsDaily Financial Records
DeveloperPT Beegroup Financial Indonesia
Minimal OSAndroid 4.1 and up
Size4.1MB
Download1.000.000+
Ratings (Google Play)4.6/5.0

Download Daily Financial Records app here:

9. Finansialku - Personal Finance Assistant

As a financial management application that has received a CFP (Certified Financial Planner) certificate, my finances guaranteed safe and reliable.

There is an option to link the account with the application, so you can choose budget based on your savings.

Not only recording expenses and income, you can also consult financial matters with financial planner from Finansialku, so this application has many benefits.

Excess:

  • Attractive appearance.
  • Easy to use.
  • Available free trial for 30 days.

Deficiency:

  • Must be a premium member to be able to use further.
DetailsFinansialku - Personal Finance Assistant
DeveloperPT. My Financial Solutions Indonesia
Minimal OSAndroid 5.0 and above
Size58MB
Download100.000+
Ratings (Google Play)4.2/5.0

Download My Finansialku - Personal Finance Assistant app is here:

10. Cash Droid

The next financial management application that you can use is Cash Droid. This application has a simple interface that is able to show financial charts in a simple way.

One of the reasons Cash Droid deserves to be called one of the best is that its graphical display is capable of analyzing finances and imported CSV files (for the Cash Droid Pro version).

Similar to AndroMoney, this application is also able to group various kinds of income and expenses. For example, insurance payments and monthly bills are grouped into expense categories.

Excess:

  • There are features back up data.
  • There is a camera feature to save receipt photos.

Deficiency:

  • File back up difficult to transfer to another HP.
DetailsCash Droid
DeveloperThe Dino
Minimal OSAndroid 2.1 and above
Size2.3 MB
Download100.000+
Ratings (Google Play)4.1/5.0

Download Cash Droid app here:

11. 1Money

At number 11, ApkVenue recommends you to try a financial management application called 1Money. You could say, this application is a combination of monefy and also Money Lover.

For ease of use, 1Money has a design interface which user-friendly very. However, don't doubt the complexity of the features this application has, gang.

The features it has are more or less similar to the applications that ApkVenue has discussed previously. It's just that you need toupgrade to premium account to organize more financial categories.

Excess:

  • User Interface simple one.
  • Various features.

Deficiency:

  • Have to pay to organize more categories.
Details1Money
DeveloperPixelRush
Minimal OSAndroid 4.1 and up
Size13 MB
Download1.000.000+
Ratings (Google Play)4.7/5.0

Download 1Money app here:

12. Business Friends

Well, if you are starting your luck as a businessman, you can record and manage your finances through the application Business Friend, gang.

Friends Business is able to record all your income and expenses from various sources which can also be grouped into several categories.

If you are on credit or owe something, Business Friend also has a feature to record it, you know. It can even automatically calculate profits, losses, accounts payable, and cash flow.

Excess:

  • Suitable for business people.
  • Complete note category.

Deficiency:

  • Quite difficult for beginners to use.
DetailsBusiness Friend
DeveloperBadr Interactive
Minimal OSAndroid 4.2 and above
Size13 MB
Download100.000+
Ratings (Google Play)4.3/5.0

Download Business Friends app here:

BONUS: 8 Best Investment Apps For Beginners, Easy and Trusted!

Well, if your expenses and income are recorded properly, your financial condition will gradually be more controlled, gang.

If you feel cash flow you are stable, it never hurts to try to save stocks. Moreover, now there are too many best investment app which is suitable for beginners.

Well, if you want to know what investment applications for beginners are safe and reliable, you can refer to the article below:

VIEW ARTICLE

Those are some of the best financial management apps that you can use download. The hope is that these applications can help you manage your finances better, so that in the end you can save money.

If you are looking for a PC financial management application, you can open the official website for the applications above because most of them already support it multi-platform.

Even though the application has been assisted, the most important thing is a strong intention from within to hold back unnecessary expenses urgent. You must be able to distinguish between needs and wants.

Also read articles about Application or other interesting articles from Sheila Aisya Firdausy.

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